Your Dental Care: Understanding Managed
If you are in the
market for dental insurance or some
sort of dental managed care plans, you
may have questions. In this regard,
you may have questions about dental
managed care plans. Through this brief
article, you will be able to obtain
some basic information about dental
managed care plans.
What are Managed Care Plans?
There are two
primary types of managed care dental
plans available on the market today.
These are the dental HMO and the dental
PPO. In simple terms, a managed care
plan is one that focuses on prevention.
The thought is that if a consumer is
encouraged to take advantage of having
regular checkups and cleanings from
a dentist, that consumer will end up
having fewer more serious dental problems
in the future.
managed care plans, through dental managed
care plans, consumers are provided with
a list of dentists through which they
can obtain services at set fees (or
no fees depending on the service involved).
The Main Thrust of Managed Care Plans
When it comes
to insurance, the names that are applied
to different insurance products -- including
dental insurance plans and products
-- do not necessarily match the product
that is being marketed. In other words,
you cannot always identify how a plan
or policy will work by simply looking
at the name that is applied to a particular
type of dental insurance policy or plan.
This is not the
case with managed care plans. Managed
care dental plans actually is a moniker
that accurately describes what is involved
in this type of dental care protection.
care plans are exactly that -- These
are dental plans that are designed to
manage the care -- oversee and coordinate
-- the dental care that is provided
to and obtained from a dental patient.
Managed care plans focus on two fronts:
the preventative dental care of patients
- managing the
dentists who provide services to participating
plans emphasize preventative treatments
for patients -- dental examinations,
dental cleanings, x-rays and similar
procedures and treatments. The theory
is that when a patient engages in regular
preventative dental care and treatment,
that patient will be less likely to
require more costly dental intervention
at a future point in time.
plans also coordinate dental treatment
for patients through the creation of
an approved network of dentists. These
dentists agree to provide certain services
for patients that are part of a managed
care plan at set prices, prices below
what normally would be charged. In other
words, if the managed care plan does
not cover a particular procedure 100%
as far as a claim is concerned, a patient
will be able to access that particular
service from a dentist at a predetermined
fee that is less than what normally
would be charged by that dentist.
Examples of commonly
available dental managed care plans
in this day and age are: dental health
maintenance organizations and dental
preferred provider organizations.